For those who are purchasing a home in Centennial, refinancing it, or otherwise interested in the condition of their property, a home inspection is a must. Some mortgage lenders and insurance companies require it. Why is it so important? The answer is simple. There is no way to know what happened in that home, to that home, or surrounding it that could impact its structural integrity unless you have a professional examine it thoroughly.
The Benefits
When you get a property inspection, you will find that you learn about the risks present in that property. For example, you may learn about water damage in the basement you did not know about previously. You may learn about concerns with the property’s slope. You will learn about the age and condition of the major appliances in your home, including your heating system, air conditioner, and electrical. In Colorado, there is always the risk that wind or snow damage could have affected the condition of the roof structure, too.
Once you learn about the actual condition of your home, you can take action to do something about it. That means that you can have the previous owner fix the problem or get a reduction in your purchase price if you are buying. It also means you can, if you already own the home, fix a problem before an accident occurs.
Your home is your largest asset and you need to protect it with the right type of insurance, too. At Compass Insurance Group, we can provide you with the help you need to do just that. As an independent agency, we will work with you to determine the condition of your home and, if necessary, whether a home inspection is a good idea. Get the protection you need by contacting us today.