If you miss an auto insurance premium payment, your policy will not be canceled straightaway, but you will be given a notice. Life often puts obstacles in our way and we are not able to pay each bill right on time each month. If you know you are going to be late on a car insurance premium, talk with your independent agent.
When a policy is facing cancellation because of non-payment, you may be able to work something out to pay smaller amounts over a longer amount of time. Depending on your policy and your insurance provider, there are usually ways to work things out. Of course you do not want to wait too long before making the payment to keep your policy in effect. Even if your policy was canceled, if it has only been a few days, you may be able to reinstate if you have not been involved in an accident.
If you live in the Centennial, Highlands Ranch or Englewood area, you can talk to an independent agent who will quickly answer all of your questions. If you are worried about a whether your current provider will cancel your insurance, you may want to shop around for another company. Independent agents can compare several different options and find a policy and premium that will fit your budget. Often there are ways to save money on car insurance, you just need to shop around. Raising the deductible on your car coverage could save you some money each month. If you currently have medical insurance, you may not need as much medical coverage with your auto plan. Speak with us today and we will help you with all of your auto insurance needs.