As the owner of a business in the Parker, CO area, it is necessary that you acquire a good commercial insurance policy if you want to be sure to keep your business properly protected. You have multiple options when it comes to your commercial policy, but most business owners find that a full coverage policy is the best option. The rates for your policy will vary widely, but even with extensive coverage most business owners find that it is possible to get a great policy for a small monthly investment.
Liability Insurance
Liability insurance is something that every professional business owner needs. If you own a business, you have to deal with people, whether they are customers or employees or delivery people. Anytime that someone is on your property, they could get injured. Alternatively, you or one of your employees could accidentally cause harm to someone. If you provide any type of service or product, something you provide could potentially cause injury. Your liability coverage will compensate people for any legitimate injuries that your business is responsible for.
Commercial Property Insurance
Commercial property insurance works in a similar way to a homeowner’s insurance policy for your house. Basically, it covers the physical property where you do business, including everything from the structure to the grounds to the contents of the building. If your business ever suffers damage, whether it is caused by weather or theft or something else, your commercial property coverage will compensate your business for those losses.
We at Compass Insurance Group are able to help you create the perfect insurance policy for your business. Our agency offers free quotes, and we work with several major insurance providers to make sure you can get the best possible deal!