Buying a Car as a Present – Include Insurance

Your teenager will be astonished! OK, here is the story. They wake up and it seems like a normal day, but actually it is their birthday. You ask them to go outside to get the newspaper from the driveway. Get the video cameras ready to capture the moment, of the half-sleepy stumbling teenager when they see their first car for the first time.

This moment is priceless. You just gave your child, who now becomes an adult, a car. OMG! This is so great. Please do not stop there. Make sure you also get them auto insurance coverage, because they are likely to have an accident when they first learn how to drive.

Some of us have accidents later in life. For the average American over a full lifetime of driving we will have three to four accidents. Some of the accidents will be the fault of other. Some of the accidents will just happen, but they will happen. The National Highway Safety Traffic Administration (NHSTA) noted that in 2014, there were about 2.3 million traffic accidents and 32,975 people died from auto accidents in America during that year.

Check with Compass. Give the happiest gift ever to your teenagers of a new (or previous-owned car) but also to make sure they have adequate auto insurance coverage. Talk to them about safer driving and how to stay calm in traffic.

Encourage them to take a defensive driving course. Promise them an annual bonus of a few hundred dollars, when they go a full year without an accident. This effort does not have to be a torment, instead it can be an expression of love for your child as they grow up to become an adult.

The kind people of Compass Insurance Agency are ready to help. Just contact them today and put your teenager in a new car with proper auto insurance.

What To Do When You Come Across A Car Accident

You never know when you are going to come across a car accident. The people inside of the car or cars can be injured. There are various ways to help them and others until help is able to arrive on the scene.

Pull Over

Before you can help the people within the car accident, you want to make sure that your car is out of the way. Pull over to the side of the road and use your hazard lights. Put yourself at enough distance that you aren’t in danger of leaking fuel, flames, or broken glass.

Call 911

Call 911, even before you have left your car. Never make the assumption that someone else has called. Let the operator know all of the important details, including location and number of cars involved.

Check on Victims

Check on the victims to see if they are okay. If you can provide assistance, do so. You never want to move an injured person because the injury could be worsened.

Stabilize the Cars

If possible, stabilize the cars by placing them in park and turning the ignition off. This can reduce the risk of fire and other issues.

Be Ready with a Statement

When help arrives, the police are likely going to want to collect a statement from you. They want the relevant facts as data how the accident was caused. Be sure you are honest and factual with every detail that you provide. Your contact information may also be requested should the police need to follow up or for a lawyer or insurance company to contact you later on.

Discuss your auto insurance needs at Compass Insurance Group today. One of our friendly agents will be happy to get quotes for you, answer questions you may have about accidents, and ultimately obtain a policy that you can rely on throughout Castlewood, Colorado.