Fender benders are an unfortunate side effect of driving and in many cases they are unavoidable. There are some different steps that you can take however to avoid fraudulent claims that may end up marring your driving record and even raising your rates. In many cases those that are filing fraudulent claims will claim that they are suffering from horrendous injuries like whiplash as a result of the wreck. They will then go against your insurance for a large settlement which means your rates will go up and you may even lose coverage.
There are some ways to avoid these claims however. For starters, your insurance company will ask for detailed records of the accident, records of the other driver’s medical treatment, witness statements, statements from first responders and more. The best way to avoid these fraudulent claims is to take the time to collect the needed information to make a clear and concise record of what happened. Having a clear record is the best way to make sure that the claim is processed as it happened not as someone else claims it happened.
Still another way to avoid this type of claim is to stay in contact with your insurance company. If you have an insurance company like Compass Insurance this is the easy part. Frequent communication with your insurance company will help you to file your claim in a timely and efficient manner and will help you to make sure that claims against you are truthful as well.
For those that feel they are part of a fraudulent fender bender claim the best course of action is to be proactive and have the necessary evidence to clear your name, your driving record, and to help you to keep your insurance from going up.