Accidents happen of course, though when they happen to you it can feel like a disaster. Some people either in or driving through Centennial may see your luxury car as a chance to make money by committing fraud, and actually cause the accident on purpose to scam the system. To protect yourself, follow these tips for a smoother experience.
People say one thing and do another, and you can’t take a stranger at their word. You might want to dismiss a small collision, but you need to go through the protocol no matter what — as heartless as it all might seem. Even if there’s no damage, a driver could always claim they were severely injured and demand you take care of their medical bills later on.
What to Do
Take pictures of everything: your car, their car, plate numbers, the owner’s drivers license. You can also call the police for an official report so you have something to fall back on if you need someone impartial to back up your side of the incident. Police reports can also help if the driver or other witnesses change their story later on.
The Power In Truth
Fortunately, the truth is on your side when it comes to fender bender fraud, and it can be easy to see through a liar’s story for both law enforcement and insurance companies. If the facts on your end stay consistent, then you’re definitely helping yourself and your case.
Covered for Anything
Centennial, CO has Compass Insurance to look to when they need a partner to help both before and after an accident. Should you need a quote, give us a call today to see what our agents can do for you.