Auto Insurance for Teen Drivers: How to Teach Your Child About Insurance

You know that your teen driver needs to have auto insurance. And, you probably have talked to your agent at Compass Insurance to make sure he or she is listed on your policy (hopefully before that first outing in the vehicle). Have you taught your child about insurance and how to use it? This can be just as important.

What Your Teen Driver Needs to Know About Insurance

Teen drivers need quality insurance coverage in place to minimize the risk of loss. Talk to your teen about their specific needs. For example, your teen should understand how to call an agent and when to call after an accident. He or she should understand how to maintain an auto insurance policy including what deductibles, premiums, and policy terms are. And, when involved in an accident or a moving violation, your teen needs to know how to present his or her insurance card and what information to gather from another driver.

In addition to this, talk to your teen about how to be a safe driver. The more reliable and safe your teen is, the less likely his or her rates will go up over time. In many ways, the agents at Compass Insurance can help to keep your child’s policy competitively priced, but an accident or too many moving violations can be costly.

Getting Your Teen Insured Is a Priority

If your teen is heading out onto the road and you want to be sure they are financially protected, contact our experienced and trusted agents at Compass Insurance. Let us help you to get into the right policy for your needs. We serve residents in and around Centennial, CO and are happy to help you as well.


Three Spring Cleaning Tips for Your Homeowner’s Insurance Policy

Winter is nearly over. Before you know it, spring will be here. Not only can you look forward to warmer temperatures in Centennial, CO, but if you’re like most homeowners, you’re probably already mapping out your spring cleaning plan. Don’t forget to include your homeowner’s insurance policy. Spring represents an excellent time to ensure your policy is up to date and that you have the coverage you need.

Perform a Home Inventory

Since you’re already spring cleaning and moving your belongings around, this is a great time to perform a home inventory. In many instances, homeowners underestimate the value of their belongings. If you make this mistake and you have a break-in or some other disaster, your policy might not be equipped to cover the total cost of your loss.

The result would be you coming out of pocket to replace these items on your own. Performing a home inventory will help you better analyze whether your policy is valued appropriately and increase your coverage limits if necessary.

Consider Major Renovations

Did you have a pool installed during the winter? Before you, your family and friends enjoy it, make sure you have the coverage you need. Not only does a pool addition increase the value of your home, it also increases your liability risk.

In the event someone gets hurt while enjoying your pool, they could come after you in the form of an injury suit. Ensure your policy reflects the value of the pool and ensure you have enough liability protection. A Compass Insurance agent serving Centennial, CO can help you ensure you have adequate coverage.

A Compass Insurance agent will be more than happy to go over your homeowner’s insurance policy with you to ensure you have the right coverage to protect your home and your family.