Winter is nearly over. Before you know it, spring will be here. Not only can you look forward to warmer temperatures in Centennial, CO, but if you’re like most homeowners, you’re probably already mapping out your spring cleaning plan. Don’t forget to include your homeowner’s insurance policy. Spring represents an excellent time to ensure your policy is up to date and that you have the coverage you need.
Perform a Home Inventory
Since you’re already spring cleaning and moving your belongings around, this is a great time to perform a home inventory. In many instances, homeowners underestimate the value of their belongings. If you make this mistake and you have a break-in or some other disaster, your policy might not be equipped to cover the total cost of your loss.
The result would be you coming out of pocket to replace these items on your own. Performing a home inventory will help you better analyze whether your policy is valued appropriately and increase your coverage limits if necessary.
Consider Major Renovations
Did you have a pool installed during the winter? Before you, your family and friends enjoy it, make sure you have the coverage you need. Not only does a pool addition increase the value of your home, it also increases your liability risk.
In the event someone gets hurt while enjoying your pool, they could come after you in the form of an injury suit. Ensure your policy reflects the value of the pool and ensure you have enough liability protection. A Compass Insurance agent serving Centennial, CO can help you ensure you have adequate coverage.
A Compass Insurance agent will be more than happy to go over your homeowner’s insurance policy with you to ensure you have the right coverage to protect your home and your family.