Why Cleaning Your Car Can Lower Your Insurance Cost

Cluttered cars are a common problem, but few in Centennial, CO probably know how they can affect their insurance. While not the biggest problem in the world, it is one we at Compass Insurance have noticed multiple times and is something we can help you better understand.

A Cluttered Car Is More Dangerous

While it is easy for a car to end up getting cluttered excessively over the years, this is a dangerous situation for a variety of reasons. First of all, it creates a driving environment that is more difficult to handle and which could cause accidents. Insurance companies note these problems and will penalize you if you refuse to clean out your car.

Clutter Can Also Decrease Fuel Efficiency

One thing that few probably understand is that clutter weighs down their vehicle and can cause decreased fuel efficiency. How? By creating extra drag that overpowers the engine. Unfortunately, this problem can raise your insurance by decreasing the vehicle’s efficiency and making it less environmentally safe.

Debris In Cluttered Cars Is Troubling

Imagine getting in a car accident in a cluttered car. All those items are suddenly airborne and could end up hitting your or anyone else involved in the accident. They could even spill out of the vehicle and cause a mess that would cost a lot to clean up. In this instance, your premium would go up.

Clean Your Car Up Immediately

The first step to avoiding increased insurance due to clutter is to clean it out of your car. Take a garbage bag out to your car, clean all obvious trash out, and remove any other items that simply don’t need to be there. In this way, you create a safer driving experience that will avoid increased premiums.

At Compass Insurance, we understand the dangers of cluttered cars and want to help our customers avoid this problem. So if you live in Centennial, CO or the surrounding area, please contact us today to learn more tips on how to save money on your insurance premiums.