Insurance companies spend years collecting information about your driving record, life, and estimated safety. Compass Insurance wants to give you the heads up on your auto insurance premium, and we intend to help you get the lowest prices possible.
As your Centennial, CO source of auto insurance, and we’re giving back to the community which made us successful. The three factors below might be unexpectedly boosting your auto insurance premium. Take them to heart, and keep your costs as low as possible.
Factor One: Your Vehicle’s Make and Model
Surprisingly, your vehicle’s type matters. As a general rule: More expensive vehicles cost more, insurance-wise. A sports car, for example, needs more coverage than a four-door family vehicle. If a vehicle is deemed to be “safer,” you’ll get lower quotes.
Factor Two: Your Area
In the eyes of an insurance company, not all areas are created equal. City drivers pay higher premiums than suburban drivers. The risk of vandalism, theft, and accidents is simply higher in city environments. If you’re living far away from any urban areas, you might save even more money on your insurance.
Factor Three: Your Claims History
You’re a valued customer, but you’re also an investment. Safe drivers can get lower premiums than drivers who’ve caused a lot of accidents. If you have an extensive history of insurance claims, you might have higher premium costs than most.
Make sure you’re paying attention to the road, and talk to your Compass Insurance agent if you have any questions. As your Centennial, CO auto insurance provider, we want to make sure you’re as safe as possible. Before picking an auto insurance policy, ask one of our providers what your estimated prices are. While costs differ on a driver to driver basis, you can likely get discounts for any number of reasons.