Should I Add My Teenage Child To My Insurance?

Your auto insurance policy should be as comprehensive as possible. When you have a teenager in your household in Centennial, CO, it’s important to add them to the policy. This way, you know that they are covered in the event that they get into an accident or cause any kind of property damage.

Having the Coverage

Teenagers need to learn how to drive. As they go through the learning phase, they are likely going to be using your vehicle. The moment that they get behind the wheel, they should be covered by your insurance policy.

You never know what could happen. As they are learning to drive in a parking lot, they could damage your vehicle or private property that is located nearby.

Even after they get their driver’s license, they are likely going to be borrowing your car. Teenagers are often expensive to insure because insurance companies view them as high-risk. They haven’t had the opportunity to drive in every scenario, which can lead to various problems on the road.

By having them on your insurance, it ensures that you can file a claim in the event that something happens.

How to Add Your Teenager

The moment your teenager gets a learner’s permit, you will want to add them to your insurance policy. This will ensure that they have the coverage when they’re behind the wheel of your car. If they have their own vehicle, adding another vehicle to an existing policy can be more affordable than having them open a completely new policy. Compass Insurance can compare rates from multiple companies to help you find the best option for adding your teenager to your policy.

By working with Compass Insurance, an agent can work closely with you to determine what type of insurance coverage is going to provide you with the most protection in Centennial, CO.