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When you keep your home safe, you ideally have more of a sense of relaxation and calm. Here are some key pieces of safety equipment to have in your home, and these tips are coming to you courtesy of Compass Insurance serving the Centennial, CO area. Carbon monoxide detectorIt is really important to have a way to be able to detect carbon monoxide problems. The challenge is that carbon monoxide cannot be smelled or seen. Thus, you need to install a carbon monoxide detector so you can properly monitor. Smoke detectorsHow many smoke detectors you need in your home will vary based on factors like how large your home is. If your home has more than one level, you need a smoke detector on each level of the house. Make sure you have fresh batteries in smoke detectors at all times. Fire extinguisherEvery home should have at least one fire extinguisher. When a fire breaks out, seconds matter. So you need to have some of your own safety equipment so you can be more proactive and self-efficient. Fire alarmsFire alarms provide even more safety equipment to your home. Make sure yours are tested periodically to verify that they are working properly. Just be aware that the firm alarm testing is extremely loud. First-aid suppliesYou always need to have certain basic first aid items on hand. Those include bandages, antibacterial ointment, sunburn soother, medications, pain relievers, and hydrogen peroxide. It pays to be prepared by making sure you have all the necessary safety equipment around your house. Once you have gathered your essential equipment, keep all of that organized and in a safe but easily accessible spot. |
Month: September 2019
Should I Get My Teenager a Separate Auto Insurance Policy?
It’s perfectly normal to feel conflicted about your teen starting to drive. On the one hand, it’s great that they are experiencing more freedom and can start transporting themselves places rather than relying on you for everything. On the other hand, it’s downright scary that the kid you’ve watched grow up is now getting behind the wheel.
Naturally, you want to do what you can to keep your teen — and your car — safe. If they have moved beyond their instruction permit and have a drivers license, they are already required to have auto insurance in order to legally drive in Colorado and other states. But should you add them to your policy or keep them separate? Fortunately, the experts at Compass Insurance are here to help! Serving drivers of all ages in the Centennial, CO area and beyond, we’re here to answer all of your questions.
Yes, You’ll Probably Want to Add them to Your Own Policy
In most cases, you’ll want to add your teen to your own policy. And if your teen is driving your vehicle (including a vehicle that you own but do not drive), you’ll definitely want to add them to your own policy.
For a more straightforward process, it’s a good idea to do this when your policy is up for renewal, or when you are looking for a new auto insurance policy yourself. Not only is it easier for a teenager to get approved for insurance when on their parent’s policy, but this will also give them more advanced coverage options.
When Should a Teen Have Their Own Auto Insurance Policy?
If your teen happens to be the sole owner of their vehicle, then it can be a good idea for them to get their own auto insurance coverage. However, it is important to discuss their options with an experienced insurance agent and be actively involved in helping them find a good policy.
Have more questions? Want to get started on either getting your teen their own auto insurance policy or adding them to your own? Contact us today at Compass Insurance or drop by our office in the Centennial, CO area. We look forward to getting your teen driver the coverage they need to be safe on the road!
