5 Important Facts Every Driver Should Know about Auto Insurance

If you drive a car in Centennial, CO, you’re required to have auto insurance. Auto insurance is designed to protect you against mishaps that can occur during your travels. At Compass Insurance, we can help you obtain the right auto coverage for your lifestyle. Here are some important auto insurance facts every driver should know.

Auto Liability Coverage is Mandatory

Auto liability coverage is mandatory in most states and Colorado is no exception. Liability insurance pays for injuries and vehicle damage to other drivers in accidents that are your fault. Collision, comprehensive, and uninsured motorist (UM) coverage are optional.

Auto Policies Offer Various Types of Coverage

In addition to liability insurance, auto policies offer collision, comprehensive, UM, and roadside assistance coverage. Collision insurance covers collision damage to your car. Comprehensive covers theft and damage from non-collision sources. If you’re hit by an uninsured driver, UM coverage helps pay for your repair costs. Roadside assist covers towing and minor repairs if you have a breakdown on the road.

You Can Customize Your Auto Policy

Auto policies can be customized by being selective in your coverage. Customized coverage gives you more accurate protection for your lifestyle. It also helps reduce auto insurance costs.

Cheap Insurance Isn’t Always the Best Option

Cheap insurance may be lacking in the essential protection you need. Inadequate coverage could cost you more in the long run as you may have to pay for injuries or damages out of pocket. We don’t recommend you compromise coverage for the cost.

Auto Insurers Aren’t All the Same

Insurance companies vary in their coverage, services, and costs. By working with a reputable insurer, you’re more likely to receive quality coverage and services at reasonable costs.

To purchase the auto coverage you need in Centennial, CO, contact your Compass Insurance agent today.