When you own a motorcycle in Centennial, CO, your focus is likely on the pickup of the engine and the feel of the wind blowing through your hair. But as hard as it can be to remember sometimes, there’s also a lot of responsibility that goes along with riding a bike. Compass Insurance wants you to know the facts so that you have all the information you need to feel confident on the road. Whether your average trips last for 15 minutes or the whole day, here are a few things that you should keep in the back of your mind. 

1. Insurance Policies Can Be Customized 

Do you keep your motorcycle locked up safely in a garage or do you tend to park it on the open street? Do you use it during one season of the year or as many days as you possibly can? There are countless questions about how you use your motorcycle that help determine what type of policy is right for you, so it’s important to have all the coverage you need if something should happen. 

2. Lots of Things Damage Your Motorcycle 

From vehicle accidents to vandalism to fire, there are plenty of events that can end up leading to a claim. It’s important to know about all of them, as certain policies may not cover different events. Once you’ve looked at all the things that can go wrong, you can start to narrow down which events are most likely to happen to you in Centennial, CO. 

3. Your Carrier Matters 

The staff at Compass Insurance knows just how important it is to get a policy that you’re comfortable with, regardless of the coverage you choose. Give us a call today to find out more about how we can help set you up for success. 

Owning a recreational toy can be a great option for those that want to explore and enjoy the great outdoors. If you are looking for a new recreational toy in your area, you should also consider your insurance needs. For those that are in the Centennial, CO area, and own a recreational toy, there are several reasons why you should get a quality toy insurance policy. 

Required for Many Owners

One of the reasons people should get a toy insurance policy is that it could be a requirement for them. There are several reasons why a toy insurance policy could be a requirement. If you have a loan out that was used to purchase your recreational toy, the lender may require that you get toy insurance in order to protect their collateral. Additionally, there are certain trails, parks, and other areas that require all people to have a full toy insurance policy before going out. 

Gives Important Coverage

Even if you are in a position where toy insurance is not required, you should still spend time carefully assessing your needs. A toy insurance policy will give you both liability coverage and optional collision and comprehensive coverage. If you do not have this coverage, you will have to pay for any damages out of pocket. This could be quite expensive and the risk could be mitigated with proper insurance.

As you are looking for a new toy insurance policy in the Centennial, CO area, you should speak with the team at Compass Insurance. Choosing a new insurance policy can come with a lot of complicated decisions. The team at Compass Insurance can provide the support you need to choose a new policy. This can help to ensure you get into a policy that is ideal for your situation.