Home-Inventories And Why They’re Vital

Owning a home brings with it a certain amount of risk. Things can go wrong that will damage your house or even totally destroy it. No one likes to think about this possibility, but it is better to be prepared for the worse than to be caught off guard. At Compass Insurance in Centennial, CO, we have been providing our clients with choices since 2002.  We offer an exceptional level of customer service and if you ever need to file a claim, we will be there with you all the way through. 

A home inventory will be your best friend if you ever need to file a claim. The insurance company is going to need proof of what you had before the damage or destruction was done to your home. Your inventory will be that proof, and it will make the whole process go faster and easier. 

You can do a video inventory, but you will still need to provide specifics and receipts if you have them. But, the ideal way is to just do it the old-fashioned way with a pad and pen and your phone or camera.  Go room to room and write down everything you see in as much detail as possible. Take pictures from a bunch of different angles. Be sure to look in drawers and closets. 

Go through your home top to bottom and don’t forget the attic, basement, shed, and garage. For electronic in particular, write down the serial number, brand, and model. With jewelry, art, or antiques an appraisal is the way to go. Attach any receipts you have to the inventory along with the photos. 

Store it in a safe place where it is easy to access but won’t be destroyed along with your home. The Cloud is a good option; it can be accessed from anywhere you might end up. 

Contact Compass Insurance in Centennial, CO for all your home insurance needs.