Owning a home comes with a wide range of responsibilities. One of these is to get a home insurance policy and to keep it for as long as you own the home. If you need home insurance or want to know more about it, give us a call at Compass Insurance in Centennial, CO.
Protect Your Home
Part of the home policy that you get for your home will be devoted to the house itself. A lot of things can happen to a house, and many of these cause damage that must be repaired. Paying for house repairs can be extremely expensive when you have to come up with the money yourself. If you have a home insurance policy, your policy will pay for what is needed.
Protect Your Belongings
Home insurance also covers your belongings that are inside your home. If you add up all that you have paid for your possessions, it is a considerable amount. You can protect that investment by getting home insurance. It will pay for damages to your things that happen due to a covered situation. This can save you from having to replace everything you lost on your own.
Protection Against Lawsuits
If someone came to your home, had an accident, and was injured, you would be vulnerable to a lawsuit if you didn’t have home insurance. This policy can pay for many of the expenses that come from an accident so that you won’t have to pay it yourself. It can pay for medical bills as well as lost wages and other costs that are caused by the accident.
Protect Your Home With Home Insurance
If you own your home and don’t have home insurance, you could be in serious financial danger. To cover your home with insurance, call us at Compass Insurance in Centennial, CO.
There are certain rules of the road, such as the speed limit, that people might overlook at times. This is an area of traffic law that is incredibly important. If you are stopped and issued a speeding ticket, you might wonder what the consequences will be when it comes to your auto insurance. A Centennial, CO agent from Compass Insurance can help you understand if this may have an effect.
Will it impact your car insurance if you get a speeding ticket?
The short answer is that you probably will have points added to your driver’s license in the event that you get caught speeding and receive a ticket. In turn, this can lead to an increase in how much you’ll have to pay for automobile insurance. Colorado is a state that adds points to a person’s driver’s license for this and other reasons.
The amount that your insurance rises after a speeding ticket depends on several factors. Among those are the state in which you reside, your driving record up until that point in time, how fast you were driving, and the company that you use for insurance. You may have to wait a little while to find this out since it might not change until your policy is renewed. This is because your insurance agency typically won’t review your driving record until this time.
Additionally, if you get multiple speeding tickets within a three-year period, you likely will have much higher auto insurance rates because you’ll be considered a "high-risk driver".
As with nearly anything else, all of this may not be applicable even though it’s common practice to raise automobile insurance rates after the policyholder receives a speeding ticket and has points put on their license. If you’re new to getting auto insurance, it can benefit you to talk to an experienced Centennial, CO area agent from Compass Insurance about your concerns so you know what to expect.