What Does Toy Insurance Protect for Colorado Residents?

Colorado is one of the most beautiful places in the world – the sights and views are gorgeous, the seasons are something to experience firsthand, and there are so many breathtaking hikes, skiing and snowboarding, and the great outdoors to enjoy every single day. For those in Centennial, CO that have some type of recreational toy, you know what we’re talking about. 

At Compass Insurance, we’re big proponents of investing in quality toy insurance to insure your recreational vehicles are just as protected as your home, vehicle, commercial business, and other personal assets. 

Recreational toys aren’t necessarily cheap, even if you’re buying used. Don’t spend a large sum of money on a toy and fail to invest in protection for that vehicle, even if you only use it during certain months in Colorado. 

This type of insurance protects your toy in the event that it gets damaged or destroyed during use or while being stored. 

There are also liability insurance options that protect you in an accident that you are at fault for. The damage that you cause in an accident will be covered by liability coverage. 

Whether you’re purchasing a boat, RV, ATV, or any other recreational vehicle – stay proactive and make sure you’re properly insured so you can get outside and enjoy your new toy. The great outdoors is waiting!

If you own or have plans to own a recreational vehicle in Centennial, CO, Compass Insurance can assist you with finding the plan and coverage that works for you. Our team is well-versed in toy insurance and can give you the peace of mind you need that your investment vehicle is protected.

Hidden Motorcycle Insurance Myths Revealed

Compass Insurance assists Centennial, CO residents. We have working relationships with several insurance carriers across the West Coast. This allows us to offer our clients flexible policies. Life may throw unexpected situations your way. We strive to make sure that our clients have the protection they need to navigate any risks that come their way.

Hidden Motorcycle Insurance Myths Revealed

Motorcycle insurance covers you as you travel around Centennial CO and beyond. Liability coverage is a core part of your policy. You are protected if you cause damage to someone’s property or if you accidentally injure someone. You can opt for full coverage, which protects you if someone attempts to vandalize your motorcycle, or if your motorcycle is damaged due to severe weather. As you figure out which policy is best for you, avoid these hidden motorcycle insurance myths.

Helmets Aren’t An Asset

While research continually shows that wearing a helmet can save your life if you are involved in a motorcycle accident, some people are still skeptical. There is a myth floating around that wearing a helmet actually impairs your sight. This is incorrect. Helmets actually help stabilize your peripheral vision.

Riding On The Highway Isn’t Safe

Many people believe that riding a motorcycle on the highway is more dangerous than riding through the city. This is incorrect. Research shows that more motorcycle collisions actually occur on city streets and minor roads compared to highways.

Your Friend Is Covered Under Their Own Policy

This is incorrect. If you plan to let your friend operate your motorcycle, be careful. It’s important to note that even if your friend has insurance, it does not cover your motorcycle. If your friend is involved in a collision while riding your motorcycle, you are responsible for the damages and potential medical treatment.

Compass Insurance Will Help You Cover Your Assets

Visit our website to learn more information about motorcycle insurance.