Recreational vehicles such as four-wheelers, jet skis, dirt bikes and more, are a great way to have fun and enjoy time with friends and family. In order to make the most of your ownership though, you will want to make sure you are making smart choices. At Compass Insurance serving Centennial, CO, we want to help our clients make the best decisions concerning their recreational toys and insurance. Keep reading to learn more.

Stay Insured

Even if you live in an area that does not require insurance on recreational vehicles and toys, it is always a smart investment to keep these items covered. Recreational vehicles do carry with them certain risk factors. Accidents can happen involving you, anyone you allow to use the vehicle, and others. These types of accidents can result in costly repairs, medical bills, and even legal fees if someone is hurt because of your vehicle. In order to protect yourself from these types of expenses, you will want to have sufficient insurance in place. 

Practice Good Safety

Even though your recreational toys are for fun, it is very important that you and all people using vehicles are trained on how to use them safely. You should invest in a safety course for your particular recreational toy and then make sure you pass on safety guidelines to anyone you allow to use the vehicle. 

If you would like to learn more about recreational toy insurance or any of our other insurance services, please contact us at Compass Insurance, serving Centennial, CO and the surrounding areas. We will be happy to answer your insurance questions today. 

Bike ownership can be a lot of fun, but in order to make the most of the motorcycle experience, you also want to practice the best safety habits. At Compass Insurance serving Centennial, CO and the surrounding areas, we want to help clients make the most of motorcycle ownership. Keep reading to learn the top 3 safety tips for bikers. 

Keep A Check on Weather 

Driving a motorcycle is vastly different from driving a regular vehicle. Because you are exposed to the elements while riding, it is imperative that you always check the weather before heading out. You should also plan for weather changes as the day progresses. Even if the weather is going to be great in the morning, you don’t want to get caught by bad weather later in the day. Driving in less than ideal weather conditions can greatly increase your chances of an accident. 

Maintain a Safe Distance 

Because a motorcycle is so much smaller than a regular vehicle, there is often a temptation to move into small spaces while riding in traffic. You should always keep a safe distance from other vehicles. Maintaining a safe distance increases your reaction time and thus decreases the chances of a serious accident. 

Always Wear The Appropriate Gear

Motorcycle gear is designed to protect you while riding. Helmets, riding pants, and other bike gear can greatly decrease your chances of severe injuries in the event that you are in an accident. 

If you would like to learn about motorcycle insurance or any of our other insurance products, please contact us at Compass Insurance serving Centennial, CO and the surrounding areas.