What Should I Do If I Have A Claim Under My Commercial Insurance Policy?

If you are a business owner, it’s important to know what to do if you have a claim under your commercial insurance policy. Commercial insurance policies can be complex, and it is vital to understand your rights and obligations in the event of a claim. In this article, we’ll discuss the steps that you should take if you have a claim under your commercial insurance policy.

1. Contact Your Insurance Agent or Broker

If you have a claim in Centennial, CO, the first thing that you should do is contact your insurance agent or broker. They will be able to help you navigate the claims process and ensure that you are taking the proper steps.

If you don’t have an agent or broker, you should contact the insurance company directly. Be sure to have your policy information handy when you call; they’ll need this to process your claim.

2. Notify the Insurer

Once you have contacted your agent or broker, they’ll notify the insurance company on your behalf. The insurer will then assign a claims adjuster to your case. The adjuster’s job is to investigate the claim and determine how much the insurance company should pay.

If you are dealing with the insurance company directly, you’ll need to notify them of the claim as soon as possible. You can do this by calling the claims department or filing a claim online. A reputable company such as Compass Insurance will promptly help you with the issue.

3. Cooperate With the Claims Adjuster

It’s crucial to cooperate with the claims adjuster throughout the process. They’ll need to gather information from you to assess the claim. This may include getting a statement from you about what happened and gathering documentation such as police reports or medical records.

The claims adjuster will also likely need to inspect the damaged property. This is to determine the extent of the damage and how much it will cost to repair.


If you have a claim under your commercial insurance policy, the best thing to do is to contact your insurance company or agent as soon as possible. They’ll be able to help you through the process and make sure that everything is handled correctly. If you have any questions, contact Compass Insurance. We’ll be more than happy to help.