As a motorcycle owner in the Centennial, CO area, you know how thrilling riding on the open road can be, but staying safe is paramount. Here are some important tips from us at Compass Insurance for ensuring you stay safe when you hop on your bike: 

1. Wear the right gear – Wear a helmet that meets safety standards and wear bright colors so that other drivers can see you. Invest in leather protective gear, which will help absorb any shock should you have an accident. 
2. Check your bike – Make sure that all elements of your motorcycle are adequately maintained before hitting the road. This includes checking your brakes, tires, lights, and mirrors and having an engine tune-up if required. 
3. Follow the rules of the road – Obey speed limits and always look both ways when crossing intersections or merging onto highways. Be aware of other drivers who may not respect motorcycles and leave extra space around you at all times. 
4. Refrain from drinking – Alcohol impairs judgment and reaction time and makes it difficult to drive safely, regardless of the type of vehicle you are using. Do not drink before or during a ride; if necessary, arrange for a designated driver to get home safely afterward. 

By following these simple tips for safe riding, your motorcycle experience should be an enjoyable one! For more safe riding tips, or if you want to explore a motorcycle insurance policy that will keep you covered in case of an accident, give Compass Insurance a call today. We proudly serve the Centennial, CO area and would be happy to help you find a policy that meets your needs and budget.

We take out insurance policies on many expensive purchases but often overlook recreational toys and outdoor motor vehicles. They play a crucial role in fun outdoor activities. Since people are accident-prone, they can get easily damaged, which is why a toy insurance policy can provide peace of mind, knowing your recreational toys are protected in case of damage or accidents. 

Ensure Your Policy Covers Your Needs

When choosing a plan, there are a few things to consider, beginning with coverage limits. It would be best if you had a policy that covers all the toys you want to ensure and that the limit is enough to cover the cost of repairs and replacements. Not all policies are alike, and some might have a cap on the number of items you can insure, while others may limit the coverage.

Deductibles and exclusions are considered when deciding premiums, which can range dramatically in price. The deductible is how much you’ll be expected to pay out of pocket before insurance takes over the claim. A higher deductible lowers the monthly premium but means a claim will cost you more upfront. Exclusions are the things not covered. For example, some policies won’t cover toys used outdoors or exclude specific types of toys, such as trampolines. 

Trust Compass Insurance Group 

You don’t need to navigate the process alone. Compass Insurance Group in Centennial, CO, offers a broad range of insurance products. We aim to prioritize your needs and help you find the best policy. 

Don’t wait to choose your toy insurance policy! Contact Compass Insurance Group in Centennial, CO, today at (303) 996-9000.