What to Know About Car Insurance Before Your Next Road Trip

With summer fast approaching, you’ve likely begun planning your next getaway. It’s no secret that the US is full of potential road trips, especially for those living in the Centennial, CO area. In all of the excitement, the issue of car insurance is often overlooked.

Understanding how your insurance policy functions before heading out on the open road can ensure that you’re prepared for whatever comes your way. At Compass Insurance, we want to ensure you have the information you need to make the right choices before your next road trip.

Things to Keep in Mind

There are two main things that you need to know when taking a road trip in your own car: who/what is covered and what happens if you have a crash in another state. Generally speaking, your policy allows other people to drive your car unless specifically excluded from your policy or if other circumstances are at play.

Your policy follows your car, so it’s valid while driving in other states. Though most states have different laws regarding the amount of coverage you should have, it’s unlikely that you will be penalized for being in an accident in a form requiring more insurance coverage than you have.

You should also be aware of the specifics of your policy when it comes to things like roadside assistance, towing, and rental car coverage. This will ensure that there are no unpleasant surprises during an emergency.

Get the Right Coverage for You With Help From Compass Insurance

If you’re looking for a car insurance policy that gives you the protection you need without breaking the bank, contact Compass Insurance today! We help Centennial, CO residents compare policies from all of the major carriers to find the coverage that’s right for them.