Your Essential Boating Checklist

Preparing for a safe and smooth adventure on the water requires several essential considerations. If you are a boat lover/owner in and around the greater Centennial, CO area, the insurance professionals at Compass Insurance offer this basic boating checklist.

Check The Weather Forecast & Leave Written Notice of Your Float Plan

Know the weather conditions before heading out and avoid bad weather. Leave your float plan with someone for emergencies.

Inform Passengers About Safety Procedures & Ensure You Have Appropriate Safety Equipment

Before leaving, talk to all onboard about the use of life jackets, emergency protocols, and the location of the safety equipment. Onboard safety equipment that should be checked includes:

  • A throwable flotation device.
  • A whistle/horn.
  • A pump or bailer.
  • An anchor with sufficient line.
  • A fire extinguisher.

Review Safety Regulations & Requirements

Familiarize yourself with boating laws, safety requirements, and boating etiquette. The boat must be properly registered and equipped with the necessary safety gear, such as life jackets, fire extinguishers, distress signals, and navigation lights – and you have kept up with recommended maintenance. Keep basic tools and spare parts on board for minor repairs.

Navigation Tools & Working Communication Devices

Have up-to-date navigation tools (i.e., GPS), compasses, or charts for proper navigation. Familiarize yourself with waterways and potential hazards. Carry a fully charged cell phone or marine radio for emergencies.

Personal Essentials & First Aid Kit

Don’t forget hats, sunglasses, sunscreen, appropriate clothing/rain gear, medications, and footwear. Carry a well-stocked first aid kit for minor injuries and emergencies.

Contact a Compass Insurance Today

For additional information on boating insurance, contact Compass Insurance online or at 303-996-9000.

How Commercial Insurance Could Save Your Small Business

Commercial insurance is one of the things that you could buy for your business that would prove to be a business saver. Commercial insurance is paramount whether you run a business in Centennial, CO, or a different part of the United States. Without it, you may be exposed to potential loss you cannot withstand. The team at Compass Insurance is in a position to help you understand these risks and more.

Liability and Property Loss

Two more extensive focus areas with commercial insurance include liability and property loss coverage. Say you have an accident at your business and are liable for the damage. What if you do not have the funds to pay that loss? Liability insurance can help to cover that cost. The same can be said for property loss, as it will help protect your inventory, building, equipment, and more.

Other Commercial Coverages

Many other commercial coverages include commercial auto, cyber insurance, business interruption, and more. These types of commercial insurance play uniquely to keep your business’s lights on when it is in its most troublesome state. Whether recovering from an auto accident, helping your business stay funded when it is closed won, or helping with losing customer data, commercial insurance is there.

Now that you see the different ways commercial insurance could save your business, what are you waiting for? You need to act to be sure you have the insurance coverage you need. The team at Compass Insurance is here to help all Centennial, CO business owners get the coverage needed.

How Commercial Insurance Could Save Your Small Business

Commercial insurance is one of the things that you could buy for your business that would prove to be a business saver. Commercial insurance is paramount whether you run a business in Centennial, CO, or a different part of the United States. Without it, you may be exposed to potential loss you cannot withstand. The team at Compass Insurance is in a position to help you understand these risks and more.

Liability and Property Loss

Two more extensive focus areas with commercial insurance include liability and property loss coverage. Say you have an accident at your business and are liable for the damage. What if you do not have the funds to pay that loss? Liability insurance can help to cover that cost. The same can be said for property loss, as it will help protect your inventory, building, equipment, and more.

Other Commercial Coverages

Many other commercial coverages include commercial auto, cyber insurance, business interruption, and more. These types of commercial insurance play uniquely to keep your business’s lights on when it is in its most troublesome state. Whether recovering from an auto accident, helping your business stay funded when it is closed won, or helping with losing customer data, commercial insurance is there.

Now that you see the different ways commercial insurance could save your business, what are you waiting for? You need to act to be sure you have the insurance coverage you need. The team at Compass Insurance is here to help all Centennial, CO business owners get the coverage needed.