Preparing Your Toys for Winter to Reduce Insurance Claims

Compass Insurance tries to help its Centennial, CO, customers reduce the number of claims they need to file on their toy insurance. Regular maintenance offers one of the best ways to do that.

Like winterizing your car, your toys need winterizing, too. Let’s consider how to do that.

Motorized Toys Need Fall to Winter Maintenance

Your boat, ATV, snowmobile, etc., require regularly scheduled maintenance similar to the type your auto does, including antifreeze, an oil change, and, like a lawnmower, emptying the gas tank.

Consult Your Ownership Manual

Most vehicles come with an owner’s manual that provides directions on winterizing the vehicle. Suppose yours did not, visit the manufacturer’s website to download it. Most websites offer these in .pdf format.

Get Cold Weather Toys Ready for Action

The toys you will store for the winter need different maintenance than those you plan to use during the winter, like a snow plow or a snowmobile. Treat these vehicles like you would your automobile when the seasons change.

Instead of storing them, you must prepare them for cold winter use. This may mean adding a petroleum additive to the gas tank in a full tank of gas if the toy can handle that. Conducting this preparatory maintenance ensures your toy can handle the cold weather, snow, and icy conditions, reducing the likelihood of an accident.

Contact Compass Insurance Today

Contact us at Compass Insurance, serving Centennial, CO, for a toy insurance review or to update your policy with new toys. Have you just purchased your first motorized toy? Call or email us to obtain coverage for it today.