Your motorcycle is a significant investment, and you want to protect it. But you may wonder why you pay for coverage when your bike’s off the road and safe in storage. However, it’s not that simple. Your motorcycle insurance policy should cover your bike in Centennial, CO year-round, even when your bike’s in storage.
Protection From Damages
Is your motorcycle safe from the elements in storage? Most likely, no. Your garage or storage unit is not a fortress, and accidents happen. Your insurance policy should cover the repairs if your motorcycle is damaged while in storage. Your Compass Insurance agent can help you determine the best coverage for your needs and provide a quote.
Yearly insurance premiums for your motorcycle are based on several factors, including the likelihood of theft. If you live in an area with a high rate of motorcycle theft, you’re more likely to pay more for coverage. However, you’re still covered if your bike is stolen from storage. Even if you don’t live in a high-crime area, it’s essential to have coverage if your motorcycle is stolen. You put a lot of money and care into your bike and want to be compensated if it’s stolen.
With motorcycle insurance, you can relax and enjoy the ride, knowing that you’re covered in case of an accident, theft, or damage to your bike. Plus, your lender will require you to have insurance if you have a loan. So, it’s important to make sure you’re covered year-round.
Your Compass Insurance agent can help you determine the most reliable coverage for your motorcycle in Centennial, CO, whether on the road or in storage. Call us today for a quote.