White SUV driving on a clear, empty highway surrounded by green trees - www.compassinsurancegroup.com

Auto Insurance

Whether making a quick drive to the store or planning your next big road trip, you’ll want to be worry-free about the dangers of driving.

As your trusted, local independent insurance professionals, we pride ourselves in the ability to secure drivers the most dependable car insurance without the complications of your average insurance company.

Auto insurance protects you from loss in the event of an unfortunate accident. We use our insurance strategies to help you receive a custom-built policy that matches your described car insurance needs.

We understand you want to be fully covered for a wide range of auto risks, yet at the same time keep premiums and expenses in mind. Our insurance professionals review our list of available discounts and determine which ones apply to you. We provide you with quality auto insurance while making you and your unique needs our top priority!

Contact Us to learn more about auto insurance and the discounts applicable to you.

Available Discounts

Safe Driver
You can receive a discount by staying accident and ticket free. 

AAA
If you are a AAA member, you could receive preferred pricing.

Multiple Cars
A discount may be available if an individual or married couple owns two or more automobiles.

Annual Mileage
You could be eligible for a discount depending on your estimated annual mileage.

Drivers Education
A discount is available if an inexperienced driver listed on the automobile policy (not deferred) has completed an approved training course.

Smart Drivers Discount
There may be discounts if the driver has completed a company-approved Advanced Driver Training Program.

Good Student Discount
A discount may be available if the student meets eligibility guidelines.

Student Away from Home
There may be discounts if the student attends school more than 100 miles from home.

Green Discount
If you go paperless, you may be eligible for a discount.

Paid in Full
You may be entitled to a discount if the policy premium is paid in full (at policy renewal).

Disappearing Deductible Credit
Some insurance carriers offer a Disappearing Deductible Credit.

Accident Forgiveness
If certain conditions apply, coverage may be purchased to waive and not assign points for at-fault accidents. Please get in touch with the office if interested. Additional costs to your premium may apply.

Age 65 and Over
A discount is available if the principal driver is 65 years or older, there are no inexperienced operators, and the automobile is not customarily used in business.

Auto/Home/Umbrella
Discounts are available if you have your automobile, homeowner, and/or personal umbrella insured with the same company.
How much auto insurance do I need?

The right amount of auto insurance depends on your vehicle, finances, driving habits, and state requirements. Many drivers in Colorado choose coverage limits beyond the minimum requirements for added financial protection after an accident.

What auto insurance coverage is required in Colorado?

Auto insurance requirements vary by state, but most states require liability coverage at minimum. Some states also require uninsured motorist coverage or personal injury protection. Drivers in Colorado should review local insurance laws to make sure they meet current requirements.

What information is needed for an auto insurance quote?

To receive an auto insurance quote, drivers typically need vehicle information, driver’s license details, driving history, address, and coverage preferences. Insurance companies in Colorado may also ask about mileage and vehicle usage.

What is full coverage auto insurance?

“Full coverage” auto insurance usually refers to a policy that includes liability, collision, and comprehensive coverage. While there’s no official policy called full coverage, it generally helps protect drivers in Colorado from both accident-related damage and non-collision events like theft, hail, or falling trees.

What is comprehensive coverage?

Comprehensive coverage helps pay for damage to your vehicle caused by things other than a collision. That can include theft, vandalism, fire, hail, flooding, or hitting a deer. Many drivers in Colorado add comprehensive coverage for extra protection against unexpected events.

What is collision coverage?

Collision coverage helps pay to repair or replace your vehicle after an accident, regardless of who caused it. This coverage is especially helpful for newer or financed vehicles and is commonly included in full coverage auto insurance policies in Colorado.

What is underinsured motorist coverage?

Underinsured motorist coverage helps when the at-fault driver’s insurance limits aren’t high enough to fully cover your damages. This coverage can provide valuable financial protection for drivers in Colorado, especially after serious accidents.

What is medical payments coverage?

Medical payments coverage, often called MedPay, helps cover medical expenses for you and your passengers after a covered accident. Drivers in Colorado may use this coverage regardless of who caused the accident.

Does auto insurance cover hit-and-run accidents?

Hit-and-run accidents may be covered through collision coverage or uninsured motorist property damage coverage, depending on the policy. Drivers in Colorado should report hit-and-run incidents to police and their insurer quickly.

Does auto insurance cover vandalism?

Vandalism is usually covered under comprehensive auto insurance. Drivers in Colorado with comprehensive coverage may receive help paying for damage caused by broken windows, graffiti, or other intentional acts.

Request A Quote