Homeowners Insurance

Your home can be your most significant investment, and reliable insurance can protect it from the unexpected.

This protection includes coverage for your property, belongings, family, and guests. We help guide you through the process by ensuring you choose reliable coverage through a carrier you can trust. What is important to you matters to us, and we are committed to helping you in every way possible.

A standard Homeowner policy protects you against:

  • Liability
  • Fire
  • Lightning
  • Windstorms/Hail
  • Smoke Damage
  • Falling Objects
  • Freezing
  • Weight of Ice and Snow
  • Vandalism
  • Theft of Personal Property

Damages that are EXCLUDED from your standard Homeowner policy:

  • Earthquake
  • Flood
  • Water Backup/Sump Overflow
  • Vermin/Rodent/Insect

    There is also a new valuable endorsement you can buy – Home Systems Protection and Service Line coverage. Please Contact Us for more details.

    Available Discounts*

    Smoke Detectors
    The presence of smoke detectors in your home may make you eligible for an additional discount.

    Home Security
    Added security such as burglar alarms, deadbolts, and automatic sprinklers may qualify for an additional discount.

    Mature Credit
    If you are 55 and older and one of the named insureds is retired, you may be entitled to a discount.

    You may qualify for a discount if you insure your auto and home through the same carrier.

    New Home Discount
    The age of your home may determine if a discount is available.

    Green Discount
    You may qualify for a discount just for signing up to go paperless.

    *Not all carriers offer all these discounts.