Frequently Asked Questions

We provide coverage for auto, home, renters, business, life, specialty needs, and more! Our team compares multiple carriers so you get the best fit for your budget and protection.

Independent agents represent multiple insurance companies, not just one. That means we shop for you, explain the differences, and give you personal service that big call centers and websites can’t.

Every situation is different. We’ll walk you through your assets, risks, and goals to build a personalized plan—so you’re not over- or under-insured.

Often, yes! Because we work with many carriers, we can compare rates and discounts. But it’s not just about the lowest price—it’s about getting the right coverage so a claim doesn’t cost you more later.

Yes. Most carriers provide savings when you bundle home and auto, or combine other policies like renters, life, or umbrella insurance. We’ll explore the options for you.

Call us first! We’ll help guide you through the process, answer your questions, and work with the insurance company to ensure your claim is filed correctly.

Once a year —or anytime you have a big life change such as buying a home, renovating your home, getting married, having a child, or starting a business. We offer free annual reviews to keep your coverage up to date.

Yes! We write policies for small businesses, contractors, restaurants, trucking companies, and more. Our goal is to protect your livelihood and keep you compliant.

Things like your driving history, vehicle type, location, credit (in some states), and coverage limits all play a role. We’ll explain your options and help you find ways to save.

It’s simple—submit a request right here on our website by using the “Request A Quote” button or give us a call. We’ll gather some information, compare rates from our carriers, and get back to you with customized options.